Comments on: Making Sense of Health Savings Accounts http://www.policy-wonk.org/kent-gardner/making-sense-of-health-savings-accounts-2/ Let's talk about where we're headed... Fri, 11 Jun 2010 17:43:27 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Jane Ahrens http://www.policy-wonk.org/kent-gardner/making-sense-of-health-savings-accounts-2/comment-page-1/#comment-1388 Jane Ahrens Tue, 20 Oct 2009 12:30:43 +0000 http://live.cgr.org/policy-wonk/?p=234#comment-1388 Kent, Thank you for taking the time to write an in-depth account of the problems facing our health insurance choices today and the complex problems within the heathcare system. It isn't any wonder that most people (and employers) are very confused and frustrated about what to do. For 2010, it is clear that both major carriers in the Rochester area will be steering people towards the HDHP with an HSA. (Most of the rest of the country already uses the HDHP with HSA's or HRA's). We can most likely expect that the traditional HMO plans will again spike a double digit dollar increase, and for most, this will put those plans out of reach. EPO's and PPO's will also see large increases in premium. In contrast, HDHP's will see an icrease in product offerings and premiums will stay more attractively priced. Regards, Jane Kent,

Thank you for taking the time to write an in-depth account of the problems facing our health insurance choices today and the complex problems within the heathcare system. It isn’t any wonder that most people (and employers) are very confused and frustrated about what to do.

For 2010, it is clear that both major carriers in the Rochester area will be steering people towards the HDHP with an HSA. (Most of the rest of the country already uses the HDHP with HSA’s or HRA’s).

We can most likely expect that the traditional HMO plans will again spike a double digit dollar increase, and for most, this will put those plans out of reach. EPO’s and PPO’s will also see large increases in premium.

In contrast, HDHP’s will see an icrease in product offerings and premiums will stay more attractively priced.

Regards,

Jane

]]> By: Jane Ahrens http://www.policy-wonk.org/kent-gardner/making-sense-of-health-savings-accounts-2/comment-page-1/#comment-125 Jane Ahrens Fri, 20 Feb 2009 23:11:42 +0000 http://live.cgr.org/policy-wonk/?p=234#comment-125 Kent, You made a broad statement about having both an FSA and an HSA. Are you aware that the IRS rules state that if you have a HDHP with an HSA, then you can only have a limited purpose FSA, usually for vision and dental rembursements only? Kent,
You made a broad statement about having both an FSA and an HSA. Are you aware that the IRS rules state that if you have a HDHP with an HSA, then you can only have a limited purpose FSA, usually for vision and dental rembursements only?

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